The Universal Truth of R.O.I. is based upon the business concept of Return On Investment. R.O.I has almost always been exclusively used in the business context. The underlying concept of this book is to integrate the common business definition of R.O.I. with a spiritual application of the term.

As one proceeds through life, and is faced with its ups and downs and its forks in the road, the application of The Universal Truth of R.O.I. will guide you towards Your Most Positive Ends. Hence, through the application of this Universal Truth, you will realize why The Most Important INVESTMENT In Your Life is your belief or philosophy and from this Realization you will understand The BOTTOM-LINE: Getting The Most RETURN OR FULFILLMENT From Life Through One's Belief or Philosophy.

Dear Reader:

This book represents my yearning to help humanity move in a positive direction by creating a formula that everyone can use, regardless of their beliefs or philosophies. The Universal Truth Of R.O.I. is this formula, therefore it’s a Universal Truth because it belongs to everyone. This Universal Truth will aid you (the reader) in creating a more positive belief or philosophy (which is Your Most Important INVESTMENT In Life), so you can Get The Most RETURN Or FULFILLMENT From Life (The Bottom-Line). Please spread the message of The Universal Truth Of R.O.I. and be a part of Our Quest so humanity understands The BOTTOM-LINE, and therefore can set helpful goals for everyone.

Sincerely,